
Also banned: requiring consumers to set up accounts on the site before they can get their free reports. Hundreds comment on proposed rules Of the more than 1,000 comments filed with the FTC about the proposed changes, an overwhelming majority support the new rules. Carl Levin, the National Association of Attorneys General and the National Consumer Law Center were among those supporting the rules.
Among those expressing concerns for commercial expression on the Internet and free commerce were: the Interactive Advertising credit report score Kansas Bureau, National Business Coalition for E-Commerce and Privacy and the Direct Marketing Association. The majority of comments were from consumers, some fuming over what they call deception when trying to obtain their free reports. The last time I got mine, I ended up paying a monthly fee for about six months before I identified the charge. This should not be tricky for senior citizens or anyone credit report score Kansas else, writes Patricia Poklemba of Virginia. Getting a 'free' credit report is one of the most confusing and frustrating experiences there is, writes Nicolas Guzman of Virginia. The credit reporting companies do everything they can to confuse you and get you out of the 'free' site and into their paid services. identity theft credit report Nonfree commercial links should be CLEARLY stated as credit report score Kansas such or prohibited. I have to be very careful when I request my report to make sure I credit report score Kansas am on the right site and am not requesting any additional services I don't want, Carolyn Halloway wrote in her comment.
The FTC will review the submissions and decide whether to revise the proposals or publish final rules in time for credit report score Kansas the Feb.
Criticism of commercial site Many people criticized the most visible of the commercial websites, FreeCreditReport.com, which is owned by Consumerinfo.com Inc., a division of the Experian credit report score Kansas credit reporting bureau. Television ads for the site feature humorous depictions of credit report score Kansas singing, costumed identity theft victims. free credit report every year They credit report score Kansas could have avoided the ensuing problems, the ads claim, if they had credit report score Kansas checked their credit reports on FreeCreditReport.com. In 2005, the FTC filed suit against the site and has collected more than $1 million in fines for deceptive marketing tactics. The FTC got so many complaints about FreeCreditReport.com that the agency even produced a commercial of its own spoofing the commercial ad and raising credit report score Kansas consumer awareness of AnnualCreditReport.com. FTC SPOOFS FREE CREDIT REPORT ADS I am SO sick of hearing the false advertising in 'FreeCreditReport.com' commercials I could scream, writes David LaReau of Illinois in comments filed with the FTC. I almost got suckered into this some time ago, until credit report score Kansas I refused to enter a credit card number. These ads are lies and should be outlawed (isn't false advertising illegal?). You get a credit report score Kansas free credit report if you pay for it; if you have to pay for it, it isn't free, is it? An Experian representative credit report score Kansas indicated that if the FTC rules become final and they have to include disclosures on their FreeCreditReport.com ads, it will comply. true credit We remain committed to clearly and conspicuously disclosing to consumers that the free report we offer is not the free credit report score Kansas annual credit file disclosure provided by federal law, according to a statement. Even legitimate site has problems AnnualCreditReport.com is a website that was launched in 2004 after the Fair and Accurate Credit Transactions (FACT) Act established guidelines for consumers to receive credit report score Kansas one free credit report from each of the three major credit reporting bureaus (Equifax, TransUnion and Experian) annually.
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